Requires credit card/upfront payment. Business hours are Mon-Th 10AM-6PM EST, Fri 10AM-4PM EST. Course is designed to take one hour as required by the US Trustee. 1stopbk.com, Inc. is approved to issue certificates evidencing completion of a credit counseling course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.